Ciaran is an expert in both the issuing and merchant acquiring space of global payments, with a focus on how banks, processors, fintechs and merchants can navigate the evolving payments ecosystem to generate new revenues. From nearly a decade's experience with one of the UK’s largest issuers and acquirers, Ciaran has developed a strong belief in the monetizing the customer experience, and is passionate about supporting our customers to look beyond creating margin in traditional products, and helping them to navigate the rapidly-changing consumer payments market.